Congratulations! You found a home you love and you’re ready to make an offer. What now? Here are four things to do before closing on the home of your dreams.
- Secure Financing
There are several organizations you can go to when seeking a home loan. You can contact a mortgage lender, a traditional bank or a credit union to begin the process of securing financing. If you’re looking to expedite the process, however, a mortgage lender will typically process your claim more quickly than banks or credit unions. Do your research ahead of time to determine which option will work best for your current situation.
- Check the Title
The last thing you want to discover when buying a home is that the seller isn’t the true owner of the property. To avoid surprises, have someone do some digging to ensure that you are working with the actual homeowner. It isn’t easy to discern information like this, so you may want to enlist the help of title search services Orlando FL to prevent unnecessary frustration down the road.
- Get an Inspection
Not only are home inspections required by most lenders, but they are also helpful in providing you with peace of mind. A home inspector can spot issues that you may have overlooked and bring them to your attention before you buy, rather than after the home is already in your possession. If there are any issues, you may want to include a contingency in your offer to ensure that the problems are fixed before you close on the home.
- Do a Final Walk-Through
A final walk-through is a fun, but important step. You should take one last look through the property before you close to make sure it’s in the agreed-upon state and that all issues have been properly corrected. It can also be an exciting look at what is to come in your new life as a homeowner!
Homeownership is an exciting adventure. Do these four things and you’ll be well on your way to closing on the home of your dreams!